Terms of use
Last updated: May 2026.
These terms apply to your use of switchhealthinsurer.co.uk (the "website"). By using the website you agree to these terms.
About us
Switch Health Insurance is an online resource focused exclusively on helping UK consumers compare and switch private medical insurance. We are an introducer that connects users with FCA-regulated partners. We do not provide regulated financial advice, sell insurance policies, employ advisers, or operate customer-services functions for any insurer.
The role of the website
The website provides general information and tools to help you understand your options when switching UK private medical insurance. Where you choose to submit your details through our comparison form or savings-calculator follow-up form, your details are passed to our recommended FCA-regulated partners so they can prepare your comparison and (if you decide to proceed) arrange a new policy directly with you.
The comparison and any policy arrangement is a matter between you and our partners. Switch Health Insurance is not a party to any insurance contract you take out.
Not regulated advice
Nothing on this website constitutes regulated financial advice, a personal recommendation, or an offer to enter into a contract of insurance. General information about the UK private medical insurance market is provided for your convenience only. Regulated advice on whether to take out, retain or switch a specific policy is provided by our recommended FCA-regulated partners' advisers as part of their service.
Accuracy of information
We aim to keep the website accurate and up to date, but UK PMI is a fast-moving market and insurer terms, benefits and pricing can change. The website is provided "as is" and we do not warrant that it is free from errors or that it will be uninterrupted. To the maximum extent permitted by law, we exclude liability for any loss arising from reliance on information on the website.
Savings calculator
The savings calculator is an illustrative tool that uses market averages. It does not guarantee a particular saving and is not a personal quote. Actual savings depend on your medical history, age, location and chosen cover level, and can only be confirmed by quotes prepared by our partners.
Your use of the website
You agree to use the website lawfully and not to attempt to interfere with its operation, security or availability, or to use it to transmit harmful or unlawful content.
Intellectual property
The content, design and code of the website are owned by Switch Health Insurance or our licensors and are protected by intellectual property laws. You may view and print pages for personal, non-commercial use only.
Links to external sites
Where we link to third-party websites we do so for your convenience. We do not control those sites and are not responsible for their content or practices.
Changes to these terms
We may update these terms from time to time. Continued use of the website after changes constitutes acceptance of the updated terms.
Law and jurisdiction
These terms and your use of the website are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction over any dispute arising from your use of the website.