/* ============================================================
   Switch Health Insurance — Design System
   Mobile-first, CRO-optimised, accessible
   ============================================================ */

:root {
  --c-primary: #0B3D91;
  --c-primary-dark: #082C6B;
  --c-primary-light: #E8EFFB;
  --c-accent: #00A86B;
  --c-accent-dark: #008255;
  --c-text: #0F172A;
  --c-text-soft: #475569;
  --c-text-muted: #64748B;
  --c-bg: #FFFFFF;
  --c-bg-soft: #F8FAFC;
  --c-bg-tinted: #F1F5F9;
  --c-border: #E2E8F0;
  --c-warning-bg: #FEF3C7;
  --c-warning-border: #FCD34D;
  --c-success-bg: #DCFCE7;

  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-pill: 999px;

  --shadow-sm: 0 1px 2px rgba(15, 23, 42, 0.06);
  --shadow-md: 0 4px 14px rgba(15, 23, 42, 0.08);
  --shadow-lg: 0 12px 32px rgba(15, 23, 42, 0.12);

  --ff-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;

  --container: 1180px;

  --t: 220ms cubic-bezier(0.4, 0, 0.2, 1);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--ff-sans);
  font-size: 16px;
  line-height: 1.6;
  color: var(--c-text);
  background: var(--c-bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, svg { max-width: 100%; height: auto; display: block; }
a { color: var(--c-primary); text-decoration: none; }
a:hover, a:focus-visible { text-decoration: underline; }

h1, h2, h3, h4 {
  font-weight: 700;
  line-height: 1.2;
  color: var(--c-text);
  margin: 0 0 0.6em;
  letter-spacing: -0.015em;
}
h1 { font-size: clamp(1.9rem, 5vw, 3rem); }
h2 { font-size: clamp(1.5rem, 3.6vw, 2.25rem); }
h3 { font-size: clamp(1.2rem, 2.4vw, 1.5rem); }
h4 { font-size: 1.1rem; }
p { margin: 0 0 1rem; color: var(--c-text-soft); }
p:last-child { margin-bottom: 0; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

.eyebrow {
  display: inline-block;
  background: var(--c-primary-light);
  color: var(--c-primary);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 6px 12px;
  border-radius: var(--radius-pill);
  margin-bottom: 16px;
}

/* ---------- Skip link ---------- */
.skip-link {
  position: absolute; left: -9999px; top: auto; width: 1px; height: 1px; overflow: hidden;
}
.skip-link:focus {
  position: fixed; left: 12px; top: 12px; width: auto; height: auto;
  background: var(--c-primary); color: #fff; padding: 10px 16px; z-index: 1000;
  border-radius: var(--radius-sm);
}

/* ---------- Trust banner ---------- */
.trust-bar {
  background: var(--c-primary-dark);
  color: #fff;
  font-size: 0.85rem;
  text-align: center;
  padding: 8px 16px;
}
.trust-bar strong { color: #fff; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,0.95);
  backdrop-filter: saturate(180%) blur(10px);
  -webkit-backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--c-border);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}
.brand {
  display: flex; align-items: center; gap: 10px;
  font-weight: 700; font-size: 1.05rem; color: var(--c-text);
  text-decoration: none;
}
.brand-mark {
  width: 36px; height: 36px; border-radius: 10px;
  background: linear-gradient(135deg, var(--c-primary), #2563EB);
  display: grid; place-items: center; color: #fff; font-weight: 800;
  box-shadow: var(--shadow-sm);
}
.brand-text { line-height: 1.1; }
.brand-text small { display: block; font-size: 0.7rem; color: var(--c-text-muted); font-weight: 500; letter-spacing: 0.04em; text-transform: uppercase; }

.nav-links {
  display: none;
  list-style: none; margin: 0; padding: 0;
  gap: 28px;
}
.nav-links a {
  color: var(--c-text); font-weight: 500; font-size: 0.95rem;
  text-decoration: none;
}
.nav-links a:hover { color: var(--c-primary); }
.nav-links a[aria-current="page"] { color: var(--c-primary); font-weight: 600; }

.nav-cta {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--c-accent); color: #fff !important;
  padding: 10px 18px; border-radius: var(--radius-pill);
  font-weight: 600; font-size: 0.9rem;
  text-decoration: none !important;
  transition: background var(--t), transform var(--t);
  box-shadow: 0 4px 12px rgba(0, 168, 107, 0.25);
}
.nav-cta:hover { background: var(--c-accent-dark); transform: translateY(-1px); }

.menu-toggle {
  display: inline-flex; align-items: center; justify-content: center;
  width: 44px; height: 44px;
  background: var(--c-bg-soft); border: 1px solid var(--c-border);
  border-radius: var(--radius-sm); cursor: pointer;
  color: var(--c-text);
}
.menu-toggle svg { width: 22px; height: 22px; }

@media (min-width: 880px) {
  .nav-links { display: flex; }
  .menu-toggle { display: none; }
}

/* Mobile menu drawer */
.mobile-menu {
  display: none;
  padding: 8px 0 16px;
  border-top: 1px solid var(--c-border);
}
.mobile-menu[aria-hidden="false"] { display: block; }
.mobile-menu ul { list-style: none; margin: 0; padding: 0; }
.mobile-menu li { border-bottom: 1px solid var(--c-border); }
.mobile-menu a {
  display: block; padding: 14px 4px; color: var(--c-text); font-weight: 500;
  text-decoration: none;
}
.mobile-menu .nav-cta { display: inline-flex; margin-top: 12px; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding: 48px 0 32px;
  background:
    radial-gradient(1200px 500px at 20% -10%, rgba(11, 61, 145, 0.10), transparent 60%),
    radial-gradient(900px 500px at 90% 0%, rgba(37, 99, 235, 0.10), transparent 60%),
    linear-gradient(180deg, #F8FBFF 0%, #FFFFFF 100%);
  overflow: hidden;
}
.hero-grid {
  display: grid; gap: 32px;
  grid-template-columns: 1fr;
  align-items: center;
}
.hero h1 { margin-bottom: 16px; }
.hero p.lede { font-size: 1.1rem; color: var(--c-text-soft); margin-bottom: 24px; }
.hero ul.checks {
  list-style: none; padding: 0; margin: 0 0 28px;
  display: grid; gap: 10px;
}
.hero ul.checks li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 0.98rem; color: var(--c-text);
}
.hero ul.checks li::before {
  content: ""; flex-shrink: 0;
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--c-success-bg) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%2300A86B' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/14px no-repeat;
  margin-top: 1px;
}
.hero-cta-row {
  display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 18px;
}
.hero-trust {
  font-size: 0.85rem; color: var(--c-text-muted);
  display: flex; align-items: center; gap: 8px; flex-wrap: wrap;
}
.hero-trust .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--c-accent); }

@media (min-width: 880px) {
  .hero { padding: 80px 0 64px; }
  .hero-grid { grid-template-columns: 1.05fr 0.95fr; gap: 56px; }
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-weight: 600; font-size: 1rem;
  padding: 14px 22px; border-radius: var(--radius-pill); border: 0;
  cursor: pointer; text-decoration: none !important;
  transition: background var(--t), color var(--t), transform var(--t), box-shadow var(--t);
  min-height: 48px;
}
.btn-primary {
  background: var(--c-accent); color: #fff;
  box-shadow: 0 6px 16px rgba(0, 168, 107, 0.28);
}
.btn-primary:hover { background: var(--c-accent-dark); transform: translateY(-1px); }
.btn-secondary {
  background: var(--c-primary); color: #fff;
}
.btn-secondary:hover { background: var(--c-primary-dark); transform: translateY(-1px); }
.btn-outline {
  background: #fff; color: var(--c-primary); border: 1.5px solid var(--c-primary);
}
.btn-outline:hover { background: var(--c-primary-light); }
.btn-lg { padding: 16px 28px; font-size: 1.05rem; }
.btn-block { width: 100%; }

/* ---------- Quote form card ---------- */
.quote-card {
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 24px;
}
.quote-card h2 { font-size: 1.35rem; margin-bottom: 8px; }
.quote-card .form-sub { font-size: 0.9rem; color: var(--c-text-muted); margin-bottom: 18px; }

.progress {
  display: flex; gap: 6px; margin-bottom: 18px;
}
.progress span {
  flex: 1; height: 6px; border-radius: 999px; background: var(--c-bg-tinted);
  transition: background var(--t);
}
.progress span.active { background: var(--c-accent); }

.form-step { display: none; }
.form-step.active { display: block; }
.form-row { margin-bottom: 14px; }
.form-row label {
  display: block; font-size: 0.9rem; font-weight: 600; color: var(--c-text); margin-bottom: 6px;
}
.form-row input, .form-row select {
  width: 100%; padding: 12px 14px;
  border: 1.5px solid var(--c-border); border-radius: var(--radius-sm);
  font-size: 1rem; font-family: inherit; color: var(--c-text);
  background: #fff;
  transition: border-color var(--t), box-shadow var(--t);
}
.form-row input:focus, .form-row select:focus {
  outline: none; border-color: var(--c-primary);
  box-shadow: 0 0 0 3px rgba(11, 61, 145, 0.12);
}
.choice-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 8px;
}
.choice-grid label {
  display: flex; align-items: center; gap: 8px;
  border: 1.5px solid var(--c-border); padding: 12px;
  border-radius: var(--radius-sm); cursor: pointer; font-weight: 500;
  transition: border-color var(--t), background var(--t);
}
.choice-grid input { width: auto; margin: 0; }
.choice-grid label:has(input:checked) {
  border-color: var(--c-primary); background: var(--c-primary-light);
}
.form-nav { display: flex; gap: 10px; margin-top: 8px; }
.form-nav .btn { flex: 1; }
.form-fineprint { font-size: 0.75rem; color: var(--c-text-muted); margin-top: 14px; line-height: 1.5; }

.form-success {
  display: none; text-align: center; padding: 24px 8px;
}
.form-success.active { display: block; }
.form-success .check-circle {
  width: 64px; height: 64px; border-radius: 50%;
  background: var(--c-success-bg);
  display: grid; place-items: center; margin: 0 auto 16px;
}

/* ---------- Sections ---------- */
section { padding: 56px 0; }
section.bg-soft { background: var(--c-bg-soft); }
section.bg-primary { background: var(--c-primary); color: #fff; }
section.bg-primary h2, section.bg-primary h3 { color: #fff; }
section.bg-primary p { color: rgba(255,255,255,0.86); }

.section-head { text-align: center; max-width: 720px; margin: 0 auto 36px; }
.section-head p { font-size: 1.05rem; }

@media (min-width: 880px) {
  section { padding: 80px 0; }
}

/* ---------- Cards / grids ---------- */
.card-grid {
  display: grid; gap: 18px;
  grid-template-columns: 1fr;
}
@media (min-width: 640px) { .card-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 960px) { .card-grid.cols-3 { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 960px) { .card-grid.cols-4 { grid-template-columns: repeat(4, 1fr); } }

.card {
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-md);
  padding: 24px;
  transition: transform var(--t), box-shadow var(--t), border-color var(--t);
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: #C7D2E5; }
.card .icon {
  width: 44px; height: 44px; border-radius: var(--radius-sm);
  background: var(--c-primary-light); color: var(--c-primary);
  display: grid; place-items: center; margin-bottom: 14px;
}
.card h3 { font-size: 1.1rem; margin-bottom: 8px; }
.card p { font-size: 0.95rem; }

/* ---------- Step list ---------- */
.steps {
  display: grid; gap: 24px;
  grid-template-columns: 1fr;
}
@media (min-width: 880px) { .steps { grid-template-columns: repeat(3, 1fr); gap: 32px; } }
.step { position: relative; }
.step .num {
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--c-primary); color: #fff;
  display: grid; place-items: center; font-weight: 700; font-size: 1.1rem;
  margin-bottom: 14px;
}
.step h3 { font-size: 1.15rem; }

/* ---------- FAQ ---------- */
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid var(--c-border);
}
.faq-item:first-child { border-top: 1px solid var(--c-border); }
.faq-q {
  width: 100%; text-align: left; background: none; border: 0;
  padding: 20px 40px 20px 0;
  font-size: 1.05rem; font-weight: 600; color: var(--c-text);
  cursor: pointer; position: relative;
  font-family: inherit;
}
.faq-q::after {
  content: "+"; position: absolute; right: 4px; top: 50%;
  transform: translateY(-50%); font-size: 1.5rem; color: var(--c-primary);
  font-weight: 400; line-height: 1;
  transition: transform var(--t);
}
.faq-q[aria-expanded="true"]::after { content: "–"; }
.faq-a {
  display: none; padding: 0 0 20px;
  color: var(--c-text-soft); font-size: 0.98rem; line-height: 1.65;
}
.faq-a p { margin-bottom: 0.6rem; }
.faq-item[data-open="true"] .faq-a { display: block; }

/* ---------- Trust / logos band ---------- */
.trust-band {
  padding: 28px 0;
  border-top: 1px solid var(--c-border);
  border-bottom: 1px solid var(--c-border);
  background: var(--c-bg-soft);
}
.trust-band .row {
  display: flex; flex-wrap: wrap; align-items: center; justify-content: center;
  gap: 18px 32px; text-align: center;
}
.trust-band .item {
  font-size: 0.85rem; color: var(--c-text-muted); display: flex; align-items: center; gap: 8px;
  font-weight: 500;
}
.trust-band .item svg { width: 18px; height: 18px; color: var(--c-primary); }

/* ---------- Stat band ---------- */
.stat-band { padding: 36px 0; }
.stat-grid {
  display: grid; gap: 18px;
  grid-template-columns: repeat(2, 1fr);
  text-align: center;
}
@media (min-width: 880px) { .stat-grid { grid-template-columns: repeat(4, 1fr); } }
.stat .num {
  font-size: clamp(1.6rem, 4vw, 2.2rem); font-weight: 800;
  color: var(--c-primary); margin-bottom: 4px;
}
.stat .label { font-size: 0.85rem; color: var(--c-text-muted); }

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(135deg, var(--c-primary) 0%, #1A56DB 100%);
  color: #fff; padding: 56px 0; text-align: center;
}
.cta-band h2, .cta-band p { color: #fff; }
.cta-band p { color: rgba(255,255,255,0.86); max-width: 620px; margin: 0 auto 24px; }
.cta-band .btn-primary { background: #fff; color: var(--c-primary); box-shadow: 0 6px 16px rgba(0,0,0,0.2); }
.cta-band .btn-primary:hover { background: #F8FAFC; }

/* ---------- Article / prose ---------- */
.prose {
  max-width: 760px; margin: 0 auto;
}
.prose h2 { margin-top: 1.8em; }
.prose h3 { margin-top: 1.4em; }
.prose ul, .prose ol { color: var(--c-text-soft); padding-left: 1.2em; }
.prose li { margin-bottom: 6px; }
.prose blockquote {
  border-left: 4px solid var(--c-primary);
  background: var(--c-bg-soft);
  padding: 14px 18px;
  margin: 18px 0;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  color: var(--c-text);
}
.prose .callout {
  background: var(--c-primary-light); border: 1px solid #BFD1F4;
  padding: 16px 18px; border-radius: var(--radius-md); margin: 20px 0;
  color: var(--c-text);
}
.prose .callout strong { color: var(--c-primary-dark); }

/* ---------- Compliance disclosure box ---------- */
.disclosure {
  background: #FFFBEB; border: 1px solid var(--c-warning-border);
  padding: 16px 18px; border-radius: var(--radius-md);
  font-size: 0.88rem; color: #78350F; line-height: 1.55;
  margin: 24px 0;
}
.disclosure strong { color: #78350F; }

/* ---------- Breadcrumbs ---------- */
.breadcrumbs {
  font-size: 0.85rem; color: var(--c-text-muted);
  padding: 18px 0 0;
}
.breadcrumbs a { color: var(--c-text-muted); }
.breadcrumbs span[aria-current] { color: var(--c-text); }
.breadcrumbs .sep { margin: 0 6px; }

/* ---------- Footer ---------- */
.site-footer {
  background: #0A2257; color: #C7D2E5; padding: 48px 0 24px; margin-top: 48px;
}
.site-footer h4 { color: #fff; font-size: 0.95rem; margin-bottom: 14px; }
.footer-grid {
  display: grid; gap: 28px;
  grid-template-columns: 1fr;
}
@media (min-width: 700px) { .footer-grid { grid-template-columns: 1.4fr 1fr 1fr 1fr; } }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer ul li { margin-bottom: 8px; }
.site-footer a { color: #C7D2E5; text-decoration: none; font-size: 0.92rem; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  margin-top: 36px; padding-top: 20px;
  font-size: 0.8rem; color: #94A3B8;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px;
}
.footer-disclosure { font-size: 0.78rem; color: #94A3B8; line-height: 1.55; }

/* ---------- Sticky mobile CTA ---------- */
.sticky-mobile-cta {
  position: fixed; bottom: 0; left: 0; right: 0;
  background: #fff; border-top: 1px solid var(--c-border);
  padding: 10px 16px;
  box-shadow: 0 -4px 14px rgba(15, 23, 42, 0.08);
  z-index: 40;
  display: none;
}
@media (max-width: 879px) {
  .sticky-mobile-cta { display: block; }
  body { padding-bottom: 76px; }
}

/* ---------- Utility ---------- */
.text-center { text-align: center; }
.mb-0 { margin-bottom: 0; }
.mb-2 { margin-bottom: 16px; }
.mb-4 { margin-bottom: 32px; }
.visually-hidden { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

/* ---------- Hero illustration ---------- */
.hero-illustration {
  display: none;
}
@media (min-width: 880px) {
  .hero-illustration { display: block; }
}
.hero-illustration svg { width: 100%; height: auto; }

/* ---------- Insurer badge band ---------- */
.insurer-band {
  padding: 28px 0;
  background: #fff;
  border-top: 1px solid var(--c-border);
  border-bottom: 1px solid var(--c-border);
}
.insurer-band .label {
  text-align: center;
  font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--c-text-muted); font-weight: 600;
  margin-bottom: 16px;
}
.insurer-row {
  display: flex; flex-wrap: wrap; align-items: center; justify-content: center;
  gap: 10px;
}
.insurer-badge {
  display: inline-flex; align-items: center;
  padding: 8px 16px;
  background: var(--c-bg-soft);
  border: 1px solid var(--c-border);
  border-radius: var(--radius-pill);
  font-weight: 600; font-size: 0.95rem;
  color: var(--c-text);
  letter-spacing: -0.005em;
}
.insurer-badge .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--c-accent); margin-right: 8px; flex-shrink: 0;
}
.insurer-footnote {
  text-align: center; font-size: 0.78rem; color: var(--c-text-muted);
  margin-top: 14px;
}

/* ---------- Trust pillars ---------- */
.trust-pillars {
  display: grid; gap: 14px;
  grid-template-columns: 1fr;
}
@media (min-width: 640px) { .trust-pillars { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 960px) { .trust-pillars { grid-template-columns: repeat(4, 1fr); } }
.pillar {
  background: #fff; border: 1px solid var(--c-border);
  border-radius: var(--radius-md); padding: 20px;
}
.pillar .icon {
  width: 40px; height: 40px; border-radius: 10px;
  background: var(--c-primary-light); color: var(--c-primary);
  display: grid; place-items: center; margin-bottom: 12px;
}
.pillar h3 { font-size: 1rem; margin-bottom: 6px; }
.pillar p { font-size: 0.88rem; line-height: 1.55; margin: 0; }

/* ---------- Testimonials (placeholder) ---------- */
.testimonials {
  display: grid; gap: 18px;
  grid-template-columns: 1fr;
}
@media (min-width: 720px) { .testimonials { grid-template-columns: repeat(3, 1fr); } }
.testimonial {
  background: #fff; border: 1px solid var(--c-border);
  border-radius: var(--radius-md); padding: 22px;
  position: relative;
}
.testimonial::before {
  content: """; position: absolute; top: 6px; left: 16px;
  font-size: 4rem; color: var(--c-primary-light); line-height: 1; font-family: Georgia, serif;
}
.testimonial .stars {
  color: #F59E0B; font-size: 1rem; letter-spacing: 1px; margin-bottom: 10px; position: relative;
}
.testimonial blockquote {
  margin: 0 0 14px; padding: 0; border: 0;
  font-size: 0.98rem; line-height: 1.6; color: var(--c-text);
  background: transparent; border-radius: 0;
  position: relative;
}
.testimonial .who {
  font-size: 0.85rem; color: var(--c-text-muted); display: flex; gap: 8px; align-items: center;
}
.testimonial .who .avatar {
  width: 32px; height: 32px; border-radius: 50%;
  background: linear-gradient(135deg, var(--c-primary), #2563EB);
  color: #fff; font-weight: 700; font-size: 0.85rem;
  display: grid; place-items: center;
}
.testimonial .placeholder-flag {
  position: absolute; top: 10px; right: 10px;
  background: #FEF3C7; color: #78350F;
  font-size: 0.65rem; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase;
  padding: 3px 8px; border-radius: var(--radius-pill);
}

/* ---------- Infographic (process flow) ---------- */
.infographic {
  background: #fff; border: 1px solid var(--c-border);
  border-radius: var(--radius-lg); padding: 24px;
  box-shadow: var(--shadow-sm);
  margin: 28px 0;
}
.infographic svg { width: 100%; height: auto; max-width: 100%; display: block; }
.infographic .caption {
  text-align: center; font-size: 0.85rem; color: var(--c-text-muted); margin-top: 12px;
}

/* ---------- CPME diagram ---------- */
.cpme-diagram {
  background: #fff; border: 1px solid var(--c-border);
  border-radius: var(--radius-lg); padding: 22px;
  margin: 24px 0;
}
.cpme-diagram svg { width: 100%; height: auto; display: block; }

/* ---------- Mini chart (savings curve) ---------- */
.chart-card {
  background: linear-gradient(135deg, #F8FAFC 0%, #FFFFFF 100%);
  border: 1px solid var(--c-border);
  border-radius: var(--radius-lg);
  padding: 24px;
  margin: 24px 0;
}
.chart-card .chart-head { margin-bottom: 12px; }
.chart-card svg { width: 100%; height: auto; display: block; }
.chart-legend {
  display: flex; flex-wrap: wrap; justify-content: center; gap: 14px;
  margin-top: 14px; font-size: 0.85rem;
}
.chart-legend .key {
  display: inline-flex; align-items: center; gap: 6px; color: var(--c-text-soft);
}
.chart-legend .key .sw {
  width: 14px; height: 14px; border-radius: 3px;
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
  html { scroll-behavior: auto; }
}